Not getting over 65 deduction on my return.

I finally found it. I was questioning the same. It is taken off, but you have to dig around to see it.

  Turbotax needs to show it on section by Standard deduction, or add a new row or something.  I found it by using AI, lol.

Use "Tax Tools" and then tab "Tools", Then "Tax Summary", then there it is.

Thank you!  I could not find the tools but changed my wife's birthday and the refund amount went down.

The “senior deduction” is added automatically by the software based on the date of birth and filing status you entered into MY INFO.  You do not need to take any extra steps to enter it. (And…the new senior deduction has nothing to do with whether you are getting Social Security)

 

 

2025 STANDARD DEDUCTION AMOUNTS

SINGLE $15,750  (65 or older/legally blind + $2000)

MARRIED FILING SEPARATELY $15,750  (65 or older/legally blind +1600)

MARRIED FILING JOINTLY $31,500  (65 or older/legally blind + $1600)

HEAD OF HOUSEHOLD $23,625 (65 or older/legally blind + $2000)

 

 

For 2025 through 2028 there is an extra  deduction amount of up to $6000 per individual 65 or older filing Single, MFJ, or HOH which is phased out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.

 

(The deduction phases out completely at $175.000 Single or HOH, or $250,000 joint)

 

The $6,000 senior deduction will be calculated on 1040 Schedule 1-A page 2 Part V Enhanced Deduction for Seniors which goes to 1040 line 13b. It is separate and in addition to the Standard Deduction or your Itemized Deductions on 1040 line 12e.  Turbo Tax automatically includes it.

IRS Schedule 1-A
https://www.irs.gov/pub/irs-dft/f1040s1a--dft.pdf

 

Need to see it?

https://ttlc.intuit.com/turbotax-support/en-us/help-article/tax-return/preview-turbotax-online-return-filing/L77WCkvnu_US_en_US?uid=m681fkhr

 

Desktop Turbotax for Mac doesn't include the extra senior deduction, despite what is said here:

 

The “senior deduction” is added automatically by the software based on the date of birth and filing status you entered into MY INFO.  You do not need to take any extra steps to enter it. (And…the new senior deduction has nothing to do with whether you are getting Social Security)

 

I'm married filing separately, which shouldn't matter, per the IRS

 

@jmel1 Married Filing Separately does matter, according to the IRS.

 

Look at Schedule 1-A, Part V for the Enhanced Deduction for Seniors - https://www.irs.gov/pub/irs-pdf/f1040s1a.pdf

 

Caution: You and/or your spouse must have a valid social security number. If married, you must file jointly to claim this deduction.

In the Forms Mode, check the 1040 line (13b).  

• It is not listed with the standard deduction line (12e)
• The senior credit is listed along with other possible credits.
• The source document is Schedule (1-A)
• It is listed on the second page [Part V].

@jmel1

@jmel1

 

From the IRS:

 

Deduction for Seniors

• New deduction: Effective for 2025 through 2028, individuals who are age 65 and older may claim an additional deduction of $6,000. This new deduction is in addition to the current additional standard deduction for seniors under existing law.
  • The $6,000 senior deduction is per eligible individual (i.e., $12,000 total for a married couple where both spouses qualify).
  • Deduction phases out for taxpayers with modified adjusted gross income over $75,000 ($150,000 for joint filers).
• Qualifying taxpayers: To qualify for the additional deduction, a taxpayer must attain age 65 on or before the last day of the taxable year.
• Taxpayer eligibility: Deduction is available for both itemizing and non-itemizing taxpayers.
  • Taxpayers must:
    • include the Social Security Number of the qualifying individual(s) on the return, and
    • file jointly if married, to claim the deduction.