Advance refund

See this resource for more information: 

Offer details and disclosures for the Refund Advance program

So I basically need to submit it first before I have the option to apply for the advance refund ? 

No. If you are not seeing the option you are not qualified for the advance or you are using a TurboTax partner affiliate link to use the software, so the Refund Advance will not be available.

Also, if you select the 5 Day Early Refund Delivery, you will not see the Refund Advance option, but you can return to the refund selection page and find all the options listed.

Doesn’t make sense, I received it before and have been using turbo tax for years . But ok