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New Member
posted Feb 24, 2025 3:13:16 AM

5 days early

I paid to receive my refund 5 days early and was approved. 2 days ago the IRS updated approved my refund and gave me a deposit date of 2/27/25, but here it is 2/23/25 and turbo tax still hasn't updated my status, nor have they deposited my refund. So am I going to get my $25 back?? Or do I need to report this scam to the IRS?

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1 Best answer
Expert Alumni
Feb 25, 2025 11:52:42 AM

Thank you for reaching out to us. We understand you are encountering issues with cashing your TurboTax Up to 5 Days Early tax refund check. We are committed to ensuring you access your refund swiftly and smoothly. Please rest assured that your check is legitimate and contains several security features to facilitate a hassle-free deposit.

Tips to deposit (we recommend depositing your check to avoid delays) or cash your check:

  • Deposit at a bank: Depositing your check into your bank account is preferred over cashing it. Check-cashing locations may charge fees and be less likely to cash large checks like tax refunds.
  • Name Matching: For bank deposits, ensure the name on your check matches the name on the bank account where you intend to deposit it.
  • Bank Holds: Your bank may place a temporary hold on the funds until the check clears. This is a standard bank policy and is not an indication the check is fraudulent. We have no control over this process. 
  • Bank and check cashing limits: Many banks and check cashing locations have maximum limits on check amounts they will cash. Ask your bank or check-cashing location what their limit is prior to visiting to determine whether you can cash it there.
  • Check Cashing Tips: The person(s) whose name(s) are on the check must be present and present ID to cash the check. For example – if a check name says “John Doe and Jane Doe” on it, then both John Doe and Jane Doe need to cash the check together in person. Each person must bring a valid government-issued identification card – driver’s license, passport, state-issued ID card.
  • Enhanced Security: This check is issued with the highest security standards. If your bank or check-cashing service has any concerns, they can verify it directly with Intuit by calling 1-800-780-9247. A dedicated team is available to assist with verification.
  • Check Returns: If your check is uncashed after 90 days, we will void your check and return your refund to the IRS. You may then work directly with the IRS to receive your tax refund.

 

Your refund check contains security features to ensure a hassle-free deposit, including:

  • Magnetic ink that's only readable by special check cashing machines.
  • Reflective ink shows hidden words if the check is copied.
  • Images on the check that disappear if the check is copied.
  • Microtext printed on the check that is too small to see with the naked eye, and too small to be copied or scanned.
  • Check background printed with special ink that fades to white when copied and bleeds when it comes in contact with liquids.
  • Special test strips that react to check washing chemicals such as acetone.

 

We appreciate your patience and understanding during this period.

 

If we were unable to expedite your refund, your refund will be delivered by the date provided in the IRS Where’s My Refund site and you will not be charged for 5 Days Early. You will also see a notice that “We could not expedite your refund. No 5 day early fee was charged” as part of your TurboTax refund tracker.


@joselyne7 

3 Replies
Expert Alumni
Feb 24, 2025 6:25:21 AM

There is a few reasons why you might have not receive your refund within the promised up to 5-days

 

  • Refund was offset or differed from their estimated refund amount, bringing the refund amount below the minimum threshold or above the maximum. What is a refund offset?
  • Your bank wouldn't accept RTP (Real Time Payments) or Same Day ACH deposits, preventing Intuit from depositing their refund up to 5 days ahead of when the IRS would have deposited their refund.
  • The IRS didn't give Intuit up to 5 or more days of notice in advance. This stopped Intuit from meeting the up to 5 days early expectation.

If TurboTax is unable to deliver the refund up to 5 days early, your order will be canceled and you won't be charged the up to 5 Day Early fee. You will receive a follow-up email with refund and timing update, and if any cancellation is applicable. 

If you don’t receive an update email or an automatic refund (if applicable) within a few days you can contact TurboTax Customer Support by clicking the link below


 

TurboTax Phone Number

 

[Edited 2/25/25, 9:14am PST]
 

New Member
Feb 24, 2025 10:29:44 PM

Hi my name is Jose Rios so i never. Got an email of my wheres my refund status which i check daily and its been approved and what happened to the 5 days early if my Federal was approved so is that not the advertisment 

Expert Alumni
Feb 25, 2025 11:52:42 AM

Thank you for reaching out to us. We understand you are encountering issues with cashing your TurboTax Up to 5 Days Early tax refund check. We are committed to ensuring you access your refund swiftly and smoothly. Please rest assured that your check is legitimate and contains several security features to facilitate a hassle-free deposit.

Tips to deposit (we recommend depositing your check to avoid delays) or cash your check:

  • Deposit at a bank: Depositing your check into your bank account is preferred over cashing it. Check-cashing locations may charge fees and be less likely to cash large checks like tax refunds.
  • Name Matching: For bank deposits, ensure the name on your check matches the name on the bank account where you intend to deposit it.
  • Bank Holds: Your bank may place a temporary hold on the funds until the check clears. This is a standard bank policy and is not an indication the check is fraudulent. We have no control over this process. 
  • Bank and check cashing limits: Many banks and check cashing locations have maximum limits on check amounts they will cash. Ask your bank or check-cashing location what their limit is prior to visiting to determine whether you can cash it there.
  • Check Cashing Tips: The person(s) whose name(s) are on the check must be present and present ID to cash the check. For example – if a check name says “John Doe and Jane Doe” on it, then both John Doe and Jane Doe need to cash the check together in person. Each person must bring a valid government-issued identification card – driver’s license, passport, state-issued ID card.
  • Enhanced Security: This check is issued with the highest security standards. If your bank or check-cashing service has any concerns, they can verify it directly with Intuit by calling 1-800-780-9247. A dedicated team is available to assist with verification.
  • Check Returns: If your check is uncashed after 90 days, we will void your check and return your refund to the IRS. You may then work directly with the IRS to receive your tax refund.

 

Your refund check contains security features to ensure a hassle-free deposit, including:

  • Magnetic ink that's only readable by special check cashing machines.
  • Reflective ink shows hidden words if the check is copied.
  • Images on the check that disappear if the check is copied.
  • Microtext printed on the check that is too small to see with the naked eye, and too small to be copied or scanned.
  • Check background printed with special ink that fades to white when copied and bleeds when it comes in contact with liquids.
  • Special test strips that react to check washing chemicals such as acetone.

 

We appreciate your patience and understanding during this period.

 

If we were unable to expedite your refund, your refund will be delivered by the date provided in the IRS Where’s My Refund site and you will not be charged for 5 Days Early. You will also see a notice that “We could not expedite your refund. No 5 day early fee was charged” as part of your TurboTax refund tracker.


@joselyne7