How do I report my child's investment income?
How you report your child's investment income depends on how much they've made. A person is considered your child if they're a dependent under the age of 19 (24 if a full-time student) as of December 31, 2025.
If your child's only income is unearned and doesn't exceed $1,350, it doesn't need to be reported.
If your child's unearned income is between $1,350 and $15,750, they may need to file their own return, but in certain situations, this income can be included on your return.
If your child's unearned income is $15,750 or more, they need to file their own return.
Follow the steps for your product below to figure out how to best report this income.
TurboTax Online
Go to the child income screen under Income in the Federal section.
Follow the onscreen instructions to determine if the income can be included on your return or if your child needs to file their own return.
TurboTax Desktop
Open or continue your return.
Go to Federal Taxes.
Go to Wages & Income.
If asked How do you want to enter…?, select I’ll choose what I work on.
Under Less Common Income, select Start or Update next to Child's Income.
Answer Yes to both Any Child's Income? and Child Required to File?
Select Continue on the Reporting Your Child's Income screen.
Follow the onscreen instructions to determine if the income can be included on your return or if your child needs to file their own return.
