Is my 401(k), 403(b), or TSP considered an IRA?

SOLVED•by TurboTax•2096•Updated December 11, 2023

No. 401(k), 403(b), and Thrift Savings Plans (TSPs) aren't the same thing as an IRA.

When we ask if you have a traditional or Roth IRA, don't answer Yes if you have a 401(k), 403(b), or TSP—unless you have an IRA in addition to any of these.

Related Information:

Is an IRA deductible?
Are IRA or pension distributions taxable?
Where do I enter my 401(k) or Thrift Savings Plan (TSP) contribution?
Can I contribute to both a 401(k) and an IRA?
Where do I enter my traditional or Roth IRA contributions?

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