Thank you, Katie.
For 2023, the excess Roth contribution is the only correction.
For 2024, I have filed the tax return in April, without including the Form 5329. Can I file 2024 Form 5329 standalone, or an amendment is needed? (No other corrections needed for the 2024 return.) Do I own penalties for both 2023 and 2024? Also, should I mail the 2023 & 2024 Form 5329 to the IRS separately or together?
Thanks again for your help.
