Hello @user17581280015,
Great questions! As long as you designated your contribution made in January for tax year 2024 you will be fine. Make sure to confirm with your broker. The deadline to designate an IRA contribution for tax year 2024 was April 15 of 2025, so if you have not done so yet, the contribution would be for 2025.
You are correct, the maximum contribution is $7000, keep in mind this maximum included contributions for both traditional and Roth IRA's. So if you confirmed the contribution made in January was for 2024, you can safely contribute $7000 in total for 2025.
Here is an article with income limits to make sure you are in compliance. Roth IRA Contributions
If you have any follow-up questions, just let us know!!
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