abangburn--
I have a solution to my problem. See this conversation thread.
https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-overriding-agi-in-form-8962-t...
If I'm reading your numbers correctly (might not be), it looks as if TT credit and deduction is about $2500 short of total premiums paid. If you want to try solution that worked for me, use the link to Ferguson calculator to figure best credit based on your income (or follow IRS instructions, but they'll make you crazy). Enter deduction (difference between total premiums and best credit) in your business expenses (it will tell you not to do this). But first uncheck box indicating you bought health insurance through ACA. TT will then fill out 8962 showing best credit. Make sure deduction and credit add up to no more than total health insurance premium--I had to adjust my figures by $1. Good guidance and explanations in guidance above. Hope this helps.
