Hi Irene! Code W in Box 12 of your W-2 is used to report employer contributions to your health savings account. If you'd like to withdraw from your health savings account, you should first contact the employer to find out who they use as the health savings account (HSA) provider. Then, you can contact the HSA provider to see about having funds withdrawn. If you use the HSA funds to pay for or reimburse yourself for qualified medical expenses, they can be withdrawn tax and penalty free.
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