There is no income limit on Traditional IRA contribution. But there is a limit on the income for the deductible IRA contribution. SEP IRA is for self-employed taxpayers who want to save taxes on their self-employment earnings. If you contributed to a SEP IRA, you should have taken the deduction. There is no Roth SEP IRA, but you definitely can convert your money in your SEP IRA account to Roth IRA, but that distribution is taxable, because there is no after-tax SEP IRA involved. When did you set up you SEP IRA and for which tax year did you make the contribution?
@tbabeum
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