Self employed

Thank you very much for your reply.

 

I have double- and triple-checked my entries (it might help you to believe this if I tell you that I am a retired bookkeeper/accountant ðŸ™‚)

  • I only entered my December 2025 Medicare premium on Schedule C. I did not enter it with the information from my SSA-1099.
  • I entered all of the information from my form 1095-A accurately for January thru November.

Here is what my total medical insurance premiums were for 2025:

  • I paid $2,266 ACA premiums for January through November. This number is supported by the numbers on my 1095-A (monthly premiums less monthly advance payments of PTC)
  • I paid $185 Medicare premium for December
  • Form 8962 is calculating a repayment of advance PTC of $1,331, which is flowing through correctly to my 1040

The total of premiums paid plus the repayment is $3,782, which is what I expect my self-employed health insurance deduction to be.

 

Turbotax is showing $3,595 for the self-employed health insurance deduction and $187 in medical insurance premiums on Schedule A. The total is correct - $3,782 - but I can't for the life of me figure out why it's reporting $187 with my medical expenses on Schedule A.

 

The $187 isn't exactly the amount of my Medicare premium, so I was likely wrong about what was happening.

 

If you have any insight, I'd be grateful!