RachelW33
Employee Tax Expert

Self employed

You are absolutely correct, you can designate as much or as little of the $31,000 contribution to a Roth.  However, the amount designated to the Roth will be subtracted from the $31,000 limit in order to come up with the deduction allowed on your tax return. 

 

I don't see anywhere in the interview regarding "taking back the $5,500 Roth contribution".  If you would like, you could post a screenshot for reference.  

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