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Self employed
No, you cannot mix and match when you are married. The IRS requires that if one spouse itemizes, the other must also itemize (even if their deductions are $0).
Your wife is correct about the marketplace insurance (1095-A). To be eligible for the Premium Tax Credit, the IRS generally requires you to file a joint return. See: Eligibility for the Premium Tax Credit
‎February 8, 2026
9:00 AM