Sounds to me that you just have to plug the correct numbers into TT.
Most people do actually NOT want to figure it out themselves. That is why most people buy TT!
They like the step-by-step and just plug in the numbers from a paper or a form in front of them,
and NOT have your head spinning by calculations (that the TT program makes for you).
Nerds like ourselves (I am a little one) are tempted to want to know exactly how what was calculated.
Most bail out after seeing the title in this thread - if they ever got there. Let alone read all the posts.
Begin thinking and calculating.
My conclusion is there is not a glitch.
The reconciling of the payments with AGI for purpose of self-employed deductions is slightly complex.
But at the basis of it: all logical, and you can think of it sitting on the couch, without any numbers in front of you.
Just thinking about what these premiums and credits are about ...
