Lyft and Uber provides an Annual Tax Summary which lists Expenses, Fees, and Taxes that I enter into our joint income tax return as deductions. These companies also provide me with forms 1099-NEC and 1099-K with a monthly breakdown of gross amounts paid. Am I able to adjust the deductions listed in their Annual Tax Summaries (which they do not provide the IRS) to reflect the actual monthly payments I receive on our income tax return? I am not able to obtain a loan because our last two income tax returns show I am only making an average of $800/month for the past two years which is not a true reflection of what I have actually received as my earnings. I know that I may pay additional taxes but that's okay as long as I get approved for a loan. Thank you.
