I'm still looking for an updated answer to this — as far as I can see, this bug has not been resolved by TurboTax. The problem (for me) with your answer is "Based on your actual income for the year". For self employed individuals, "your actual income for the year" (I assume you mean AGI) is dependent on the amount of HI premium paid. Thus, if I deduct the actual premiums paid during the year ONLY, then my ending AGI requires me to repay some of the APTC. But then, if I calculate the AGI deducting both the premiums paid during the year AND the repayment APTC (which is the actual total that I will have paid for my insurance), then my AGI drops and the amount of APTC I need to repay is lower than the amount I used to calculate the AGI and that APTC repayment...... This is impossibly circular.
Why hasn't Turbo Tax corrected this?
