@LOFTINAL97 - it is confusing on how this works, but the money is yours.
when the IRS paid out the 1st two stimulus payments they used 2019 (or 2018) tax return as the basis of an ESTIMATE of what you were due. And you received nothing as you were a dependent on your parent's tax return those two years.
what you are ACTUALLY due is based on the 2020 tax return,
You ACTUALLY are due $1800 and your ESTIMATE was $0 (because you didn't receive any stimulus payments), so the $1800 shows up on Line 30 as a recovery credit.
If it worked out the other way around and the ESTIMATE was higher than the ACTUAL, then Line 30 would be zero because the law was passed to state that if anyone received too much ESTIMATE, there was no requirement to return it
it's that simple.
