Re: Can I only pay my principle on my car note and...
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Kinda but no. With my first vehicle my payment was 270 and I was making 300 payments. After a few statements I saw that half was going to interest. So I called and asked if I could pay only the principle. No, itd have to be at least 80/20, which is reasonable. Needless to say, I paid it off early. 

Now my second vehicle I got with a different place and theirs is 'unalterable'. So I'm making 500 payments on a simple interest loan. Meaning if I pay it on time then 40% goes to the principle but if it's late then the interest part receives more. As high as 80% to the interest. My last statement was 345 to interest and only 155 to the truck. 🤢

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