For clarification, not receiving an email is not the ultimate indicator that your stimulus is not being processed. The announcement released earlier does state that it can take a few business days for banks to process, so the vast majority will see their accounts deposited soon. But in the worst-case scenario where the IRS is unable to direct deposit and cannot send a check or a debit card, then it will be necessary to claim the stimulus as additional refund on the 2020 tax return. But again, the vast majority will see their accounts deposited within the next few business days.
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