Other financial discussions

If you have confirmed that the loan is paid in full, make sure you keep your receipt or bank record for verification. Have you received a collections letter from a collections agency? You could contact them to confirm they have been notified that you paid your loan in full. If you have not received a letter, and you have confirmed with the Dept. of Education that the loan is paid, and you have a record of the funds being deducted from your bank account or credit card, then you should be in good standing.