@VZ13
Mine was Fanny Mae, but it was defaulted back to the Dept of Education long ago. All of my communications come straight from the Dept of Education now. So it isn't private anymore; plus, my understanding is that that applied to loan deferments, meaning those with private loans aren't able to get their payments waived right now, and they aren't waiving the garnishments for private loans right now either. I don't think it affects the stimulus; the IRS page is pretty clear that only Child Support will be seized. I think some states/banks are also grabbing it, whether they are supposed to or not, but we don't have any debt that would apply to.
Either way, hopefully we'll be able to call and straighten it out soon. I spoke with someone at the IRS last week, but they had no access to the stimulus system and couldn't answer any questions about it at all.
