@CountryGirl28 wrote:
Here’s a question on a new topic we just became aware of. It seems there is a wave of garnishment lawsuits by hospitals against patients who can’t pay E R deductibles right away. We know the latest FICO rules allow paid medical collections to be removed from credit reports upon request...
Twofold problem: (1) FICO made a (unilateral) decision to allow medical collections to be removed from just one of their scoring models, and (2) The lawsuits are public records (they were filed in public courts as opposed to private collection matters).
I understand that there needs to be a solution, but I suspect you are going to be left with either trying to convince the credit agencies/analytics companies to not report or otherwise use the data or convince the lessors (landlords) not to consider the data when making a decision whether or not to rent to prospective tenants.
