I am glad that I found someone whose concern is the same as ours. My wife and I would like to use our joint 2018 AGI to determine eligibility for the COVID stimulus. We did some conversion and because of that our AGI exceeded the $150K. We don't want to file our 2019 until July because we owe the Federal tax. We are getting $140 refund from the State. With me losing my job early Jan 2020, our joint income is significantly reduced. The stimulus money is going to very helpful right now and we may even have to use it to pay our taxes.
Does anyone know if we can use the 2018 AGI minus the IRA conversion to Roth to be eligible? The Roth conversion was not earned in 2018, it was earned decades prior.
