In order to provide direct deposit info at the link that DoninGA provided, you will first need to look up your status -and your status must be available.
The status is not yet available for all taxpayers yet, so if yours is not there then you should try again tomorrow as the data is updated daily, typically in the overnight hours.
For your second question, yes, you can file your return and pay later. In TurboTax select the option "Pay with a check" (even if you will later use an online payment service) to do this. You can also set up an installment agreement in TurboTax as well if you prefer to set up a payment plan.
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