Hello, I am currently enrolled in an HSA. Both I and my employer have contributed so far in 2025. I found out my spouse has an HRA this year. The HRA only covers her. Does this make me ineligible for an HSA? I could not find much online about this situation, mostly ineligibility though a spouses FSA. If I’m ineligible, is the best course of action withdrawing my contributions this year and asking my employer to reverse theirs?
