Right, they are not Roth IRAs. At 68 years old it probably isn't worth converting some or all to Roths.
I'm just wonder if there is any advantage to consolidating the two or not. I had two Traditional IRA mutual funds but I consolidated them years ago, getting rid of the slower performer. I opened the 2nd IRA because there was one year you could get a tax credit for opening a new Traditional IRA.
Now I had some unexpected expenses which I have to dip into my IRAs or investments to cover. I don't know which would be better to dip into,
