If you withdraw from your Traditional IRA before age 59 1/2, you have to pay tax at your marginal rate plus a 10% early withdrawal penalty. You pay this whether you withdraw any amount, whether more or less than your initial contribution.
Let's take an example: if your marginal tax rate is 22%, then you will have to pay 22% + 10% = 32% of $9,600, which a total tax of $3,072.
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