Investing

well.....I hate to say this..... you could always go "old school" and do it all by hand......   TT has to make its money somehow to deliver the service (and provide the guarantee against errors, etc). 

 

Try taxslayer.com - I hear their ads and on the surface it's cheaper; however, the -step x step isn't as good as TT. (i've used it for volunteer work) 

 

it's the old adage "you get what you pay for"

 

p.s. the benefit of the downloaded version is you can do multiple returns (think friends and family) for one fixed price.  I do 4 family member returns each year for the price of one deluxe copy.  I think it cost me about $70.