If you have a mess, delete all the 1099-Rs and start fresh.
When you have a 1099-R with code P and a loss, toss it in the circular file. You don't have to amend.
If your then took out your contribution for 2022, remember to tell TurboTax you removed the contributed amount, not the reduced amount you got back, but if you got back earnings the earnings are taxable..
your wife's 2022 contribution, if not excess does not go on your tax return.
@Anonymous
