Level 20
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@marketstar99 wrote:

Finally, the above two market sectors should be part of a diversified portfolio. The easiest way to add diversity to your portfolio is Vanguard’s Total Market Index Fund (VTSMX), ETF symbol VTI. This fund covers all market sectors

I hope you will agree that a diversified portfolio would typically include some fixed income investments as well, even if that percentage is relative small when compared to the equities held.