@Petchioski In order to save $1000 emergency fund, you will need to look at your expenses and determine what money can be used to fund an emergency fund.
For instance - if you are eating out that money could be set aside in your emergency fund. Make ONLY minimum payments on your debt, funnel all other money into the emergency fund.
What can you sell to make extra money? Some of my clients sell plasma twice a week. Others change their cell phone plan to save money and fund this emergency fund. Pick up an extra part-time job to bring in extra money. Are you crafty or can you offer a service to earn add'l money?
Those are just a few possibilities to fund this.
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