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Debt management
Another atrocious advice. Bankrupcy? There goes this person's chances to borrow a penny in like 15 yrs.
Calling your credit card companies is the correct thing to do but here in the US as long as you make a promise to make a monthly payment (even if its a dollar a month), credit companies cannot damage your credit. My advice is to make a monthly budget and divide that amount amongst all of your cards.
‎November 1, 2019
4:15 PM