I have found the best way to save is do set up an auto save type account. Like a roll-up. Fir example if I spend $25.67 it auto-rolls up my debit card payment to $27 - and puts the $0.33 in an account. There are multiple apps that can help with these. Stash, Acords, Robinhood (I use all three)
There are also apps for rainy day fund and student loan (Chipper and Digit) payoffs that roll-up too. It’s minor amount each transaction. But over this year I’ve saved/invested nearly $11k in rollover funds. I say invested because some use your roll-over money to invest in small amounts of stocks - which can also help by paying off dividends.
fir example I have 1 share of KO (Coca-cola) in Robinhood app. Last time I got a payment back of 1.06 in dividend ‘free’ money - the. I reinvest.
just ideas that with four ideas that work for me.
Kirk
