Level 2

Debt management

That was my approach as well but alas I am a compulsive eater so I. started going to the State Food Bank to save money for saving which translates to I owe Meals and Wheels $7K (an option if you are old as whilst they bill you, they don’t stop your lunches if you can’t pay) and  stingy I.e. 10% tithe to St Andrew’s Episcopal Church for the food bank and the point is make a budget and do without to save money.  As needy as I am, it’s the only way.