Debt management

It’s almost impossible to save anything with rents so ridiculous. But my method of madness has always been to give up food if I want to attend a concert. (We don’t have any extras like cable, home phone, internet.) When I fell a bit short for my last field trip, I thought ‘Hey, if I can give up food for a few more months, I won’t owe anyone a cent!’ 😁🎶🤔