AK3
Level 2

Debt management

Hello

Yes I have Two Credit Cards Total Owed $4,800 One card is Open , One card is closed Im paying on the acct that is closed  ( I just picked one to pay)The one that is open I can't do right now  What I don't understand is why it has not gone to collection. I had no choice for that card. I had to let it go,  It's been a year but I don't see anywhere that it is collection.