Hello
I haven't charge anything for over a year now, I live in Senior Housing ( I'm a senior) who lives on Social Security and alimony now retired/Divorced ,I was doing average spending and surviving, then everything went up , My rent My utilities, Car Insurance,My Health Plan, so this took a bite out of my income. Therefore there wasn't quite enough to pay those two credit cards , I have No loans, Mortgages, No Nothing.. My priorities came first. I'm working on one card to try to stay ahead but the other card, is ready to go to a debt collector, I was giving "Good Faith payments, " but not good enough. My Credit Score took a dive, All the comments listed do this do that, To much to process,
