@Hecopisk wrote:
Can they still place a charge off, should I dispute it?
You should dispute it, of course, after you ensure this is not an oversight or mistake (i.e., contact your lender first) and after you review your actual credit report. See https://www.annualcreditreport.com/index.action
Although you indicated that you paid off the debt in full, ensure that there were no outstanding fees and/or that there was no previous settlement on the debt for a lower figure than the loan balance. Again, contact your lender.
