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Debt management

Don’t listen to this person. Saying you will always have debt is like saying you will always fail or be overweight or be a victim, etc. You can decide to be debt free & change your life. It’s not easy. Read again, it is NOT EASY. But like anything worth doing, if you chose to take it on & stick with it, it will be one of the best things you will ever do for yourself or your family. Check out Dave Ramsey & never borrow money again because you don’t need someone else’s money when you actually have money!