Well many professional, writers, bloggers discuss about it. Lots of tips and tricks are pointed out all over the place, however, its important to know the right way to get out of debt and live a happy life.
Get in touch with your student loan servicer and ask about an income driven payment plan.
While you're not working, get on an income based payment plan thru your student loan provider. You are an inspiration, 63 and going to college, plus your graphic art work!!
We have a debt based system so we will never be outa debt in this country or in our homes