I didn't see listed what I think is a common reoccurring factor that another frequent reason is individuals having children way too early in there lives. There are people with kids who haven't established themselves as adults, and successfully obtained being able to self sustain. Often in these situations the bulk of the responsibility ends up landing on the grandparents. A lot of these young parents are unemployed, government assisted, and file to receive considerable returns by claiming kids that the government provided for, and done after going a whole year without contributing a single tax dollar.
