@MikeCopper I'm a big Dave Ramsey fan. First started listening to him back in 2000-2001. With the exception of mortgages, have been debt free since 2006 or so. Best friend I ever had. Prior to becoming debt free I had my primary residence and 3 rentals with a mortgage on it all. Got one of the rental mortgages paid off back in 2014 or 15 and working my next one now - smallest to largest just like Dave advises.
My biggest financial complaint now, is all the junk mail I get offering me tens of thousands in credit and loans at super-low rates. I don't need to borrow money anymore. But I'll be happy to loan money at a fair rate, provided it's secured by some kind of collateral. 🙂
A few weeks ago I got a phone call from someone claiming to be with the small business administration (I'm self-employed) and wanting to loan me money. That call didn't last long when I asked them how much they were going to pay me to use their money instead of my own. I think we both had a good laugh.
