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Debt management
Commitment may still have a negative feeling attached to it allowing you to begrudge it. Try thinking of it as an Opportunity to do something that will definitely improve the quality of your life and it's tangible. You can measure your progress as you go. Seeing positive results, even small ones, is a huge motivator for me.
Thank you for considering my thoughts. Hope someone finds this idea helpful.
‎April 6, 2019
2:42 PM