Yes, btw we got monthly statements, they were divided up into amounts being saved per each account to be paid off. So, we paid them, they reach a settlement amount, set up a pay off amount which our payments were added to each month, but they never actually got a settlement agreement. It was a perfect scam, bc by the time creditors go to a legal route, we were to broke, credit destroyed & unable to afford a lawsuit. As soon as the Sheriff came to the door, I called them ASAP & told them, by the next day, their phone line was dead. We took a everything to 2 lawyers.
