We didn’t get the letters of calls, when we signed up, the debt solutions company took over all contact with the creditors bc they were supposed to be renegotiating the debt, so, no I didn’t know until the Sheriff came for 1 account. They paid off little accounts in the first year, we got those receipts from the service, but they they were “trying to work with creditors to get us a reasonable settlement” I KNOW, I was incredibly stupid, but we were desperate for a solution & thought a government backed program would be best.
