March 2, 2019 5:22 PM
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I work to pay my bills. I am widowed as of 2014. I was able to get out of debt and had credit cards after my spouse passed away, but once I no longer had roommates I had to pay for everything on my own I realized I had been living out of a reasonable amount of debt. Since then my credit cards and charge cards have all gone to collections. I cannot pay them off because no matter how much I budget I still struggle.