Hermlover
Returning Member

Debt management

Absolutely not. If you withdraw your 401(k) you will lose 10% penalty, federal income tax and state income tax. I'll guess your federal tax rate is maybe 22% and not sure which state you are? Our tax here is about 7%.  In other words, you would lose 1/3 or more of your money to penalties and tax.  You can't "waste" that much at your age. Look for other options. Good luck!