can you simply focus all your energy and might to pay down the hospital bill asap.
what is the rate on the credit card? if that rate is less than 24% then one strategy is to pay the minimums on the credit card and then put the extra cash towards the hospital loan.
How much cash can you pull down on that credit card and do the same thing as above (assuming the cash interest rate is less than 24%)
can you go to the hospital and offer to pay in full (based on what you can borrow off the credit card) AT A DISCOUNT?
can you refinance the car so that it stretches the payments to 6 or 7 years. and the difference in the lower payments to put towards the hospital loan?
