Debt management

Meal prep, meal prep, meal prep!!!!

I can’t tel you how much money I saved just by planning my meals for the week. That way, I’m only having X and Y for the week. I usually get the small yogurt cups, and apple and peanut butter for breakfast; something chicken anf veggie based for lunch; and dinner, I make three meals a week, and use the rest for leftovers or future meal prep! Effie’s and fruits truly aren’t expensive, it’s all about knowing where to shop. When you do go grocery shopping, find out which stores have what foods for cheaper, and get a shopper’s card if you don’t already have one.
Next, take a look at your memberships or subscriptions you have. I cut down $30 a month just by getting rid of things I never use.
Also, create a new email! I had so many emails from stores about their sales, that I kept spending money because I just HAD to take up this “once in a lifetime” deal! I created a new one only for the important things: TurboTax, insurance, emailed receipts, bank statements. That way, I’m only seeing the absolute necessary things!
Sell old clothes, furniture, and anything else that’s sitting collecting dust. Check out the minimalist movement too! It inspired me a lot about my day-to-day living.
Good luck!!