So you don't eat out a ton, but do you cook from scratch using raw ingredients (NOT cans of soup, packaged pre-prepped stuff, etc.) Shop the outer aisles of the grocery store. Limit meat consumption, using it for flavor and not as a main course. Eliminate food waste by freezing leftovers for a meal later in the month.
Getting rid of a car can save up to $10k a year (according to AAA). Substitute public transit, car sharing along with active transportation (walking, biking, skate boarding).
Before making ANY purchase evaluate if it is a NEED or a WANT.
